Hospital Charges Listing

While we strongly urge patients to utilize the Cost Estimator as the most convenient and user-friendly tool for estimating out-of-pocket costs, a complete list of all services and items provided by our hospital, including the 5 most common charges for those services, is available here, as required by the Centers for Medicare & Medicaid Services. A list of all services and items with only non-discounted charges (i.e. insurance, financial assistance) is also available here. While these lists are most relevant for employers and healthcare providers, they are accessible to everyone.

COVID-19-Specific Services

In response to the COVID-19 pandemic emergency, please find a list here that includes diagnostic testing for COVID-19.

We are committed to helping you understand and prepare for potential out-of-pocket costs related to medical services you or a loved one may receive at our hospital, and we have resources available to assist you. Please contact the hospital at 828-586-7000 at any time to discuss your specific care needs and the potential associated charges. If you are insured, you also should contact your insurer to understand their coverage of services.

The amount listed is not necessarily reflective of your actual financial responsibility. The amount collected by our hospital can be less than the amount on this list for a number of reasons, including discounts negotiated with third-party payers like Medicare, Medicaid and commercial insurance companies as well as patient-specific discounts based upon financial need and other considerations. We recommend that all patients contact their insurer or our business office to discuss their individual situations and determine the potential out-of-pocket costs of their care.

This discussion with your insurer or the hospital is an important step because many factors affect an individual's financial responsibility for the cost of hospital care, including:

If an individual has insurance, and under which insurer and plan he or she is covered;
Individual qualifications for additional financial assistance from the facility;
Factors specific to each patient's care and needs, such as:
- Length of stay in the hospital
- Specific items needed for care
- Additional testing required or recommended by your provider, and
- Unexpected complications.

Please contact the hospital at any time with questions, or view our Frequently Asked Questions here.

Co-Pays, Deductibles and Patient Balances

Patients with commercial or managed care coverage are responsible for paying co-pays, deductibles and fees for non-covered services at the time of medical service. Please review your insurance policy benefits for details on your financial responsibility.

If you have questions about your coverage, please contact your employer or insurance company.

Payment Options and Discounts

Payment is accepted with cash, personal check or money order, bank cards, VISA, Mastercard and Discover. The patient or guarantor is responsible for payment of non-covered services. Deductible, coinsurance and patient-estimated portions are due at the time of service.

Swain Community Hospital accepts:

Cash
Personal check or check card
90 days same as cash
Credit cards; Visa, Mastercard, Discover
Payment arrangements
Medicaid eligibility
Financial assistance for patients who meet Federal Poverty Guidelines through the Care Assistance Program (CAP)

Payments may be mailed:

DLP Harris Regional MC
PO BOX 603989
Charlotte, NC 28260 -3989